Investor documents
Financial Projection
12–36 month view of revenue, costs, and runway assumptions—editable, not magic.
Example output
Sample document
Full-depth fictional StartupDrafter example — the same section structure, narrative quality, and conservative break-even economics you get from your own plan. Industry-standard length for review before you buy. View only, no download.
financial-projection.md
View onlyFinancial Projection — StartupDrafter
Executive Summary
Bootstrap-first model: price for founder value, spend heavily on inference quality and SEO, pursue volume before margin expansion. Y1–Y2 are intentionally loss-making on operating income; Y3 shows modest first full-year profit after gross margin improves to ~42%.
Currency: EUR · Basis: early-bird weighted ASP rising toward list price over time
Revenue Model Assumptions
| Assumption | Y1 | Y2 | Y3 |
|---|---|---|---|
| Paid projects | 520 | 1,850 | 4,200 |
| Blended ASP | €32 | €32 | €32 |
| Top-up attach rate | 12% | 16% | 18% |
| Top-up revenue / project | €1.56 | €2.08 | €2.34 |
P&L Summary (EUR)
| Line | Y1 | Y2 | Y3 |
|---|---|---|---|
| Revenue | €16,640 | €59,200 | €134,400 |
| COGS — inference & generation | −€5,720 | −€20,350 | −€42,000 |
| COGS — hosting, email, payment | −€1,080 | −€3,330 | −€6,720 |
| COGS — support (blended) | −€1,768 | −€6,290 | −€14,280 |
| Gross profit | *€8,072 (48%) | *€29,230 (49%) | *€71,400 (53%) |
| OpEx — content & SEO | −€6,500 | −€12,000 | −€22,000 |
| OpEx — engineering & tools | −€4,200 | −€8,500 | −€18,000 |
| OpEx — founder salary (deferred partial) | −€4,800 | −€12,000 | −€36,000 |
| OpEx — GTM & misc | −€2,000 | −€6,000 | −€11,000 |
| Operating income | −€9,428 | −€9,270 | −€15,600 |
*Gross margin % rises as caching and model routing improve; early Y1 projects skew higher COGS during pilot tuning.
Note: Y3 operating loss reflects founder salary normalization in model — without full salary, Y3 operating income is +€2.9k (modest ~2% net margin on revenue).
Unit Economics Trajectory
| Metric | Today (pilot) | Y2 target | Y3 target |
|---|---|---|---|
| Inference COGS / project | €11.20 | €9.80 | €8.50 |
| Gross margin / project | 38% | 42% | 45% |
| Support min / project | 12 | 8 | 6 |
Cash & Funding
| Item | Amount |
|---|---|
| Pre-seed ask | €120,000 |
| Monthly burn (Y1 avg) | ~€8,500 |
| Runway (18 mo) | Covers Y1 loss + buffer for SEO and inference work |
| Break-even volume (current cost) | ~180 projects/month at blended ASP €32 |
Key Drivers & Risks
Upside: Faster SEO indexing, accelerator bundles, list-price mix increases ASP.
Downside: Inference usage heavier than modeled, conversion stalls below 1.5%, support load scales linearly.
Mitigation: Monthly COGS audit, rate limits on generation, sample-driven conversion testing, self-serve FAQ from support themes.
What it is
A narrative financial plan: drivers, headcount, and cash milestones. It complements your spreadsheet; it does not replace your accountant.
Why it matters
Cash timing kills startups more than P&L optimism. A narrative projection explains drivers so your model has a story, not only cells.
Who it's for
Founders planning runway, grant applicants, and teams aligning on hiring and burn trade-offs.
What you'll find inside
- Revenue driver assumptions
- Opex buckets and hiring cadence
- Runway and key inflection points
When to use it
Raise planning, grant applications, and cofounder alignment on burn.
After you generate it
Sync monthly actuals, adjust drivers after pricing or headcount changes, and share the narrative summary in board prep.